Our Story

Family-owned and dedicated to serving seniors across the Midwest.

At Midwest Division Insurance Agency, we treat every client like family — guiding you through important insurance decisions with clarity, patience, and care.

Serving seniors across Iowa, ND, SD & NE Independent, client-first guidance since 2009
Who We Are

An independent agency focused on Medicare and life insurance.

Midwest Division Insurance Agency is an independent insurance agency dedicated to serving seniors across the Midwest. As independent brokers, we are not tied to any single insurance carrier, which means our only priority is you.

We take the time to understand your unique needs, explain your options in plain language, and help you choose coverage that truly fits your life and budget. Whether you're exploring Medicare, life insurance, or additional coverage, our team is here to provide personalized guidance every step of the way.

Personalized, local guidance

We sit down with you — whether in person, over the phone, or virtually — to understand your situation and walk through your choices step by step. Our team lives and works in the communities we serve, so we understand the local healthcare landscape and the questions seniors face every day.

Our Values

The principles that guide every conversation.

These core values guide how we serve every client, every day.

Compassion
Customers know we care and respect their needs, questions, and concerns at every step.
Integrity
Honest and ethical practices are the foundation of our business and our recommendations.
Personalized Service
Every client receives one-on-one attention and solutions tailored to their unique situation.
Excellence
Deep product knowledge and experience help ensure you receive high-quality guidance.
Why Choose Us

Choosing the right insurance partner matters.

Here's what sets us apart from the rest.

Independent Brokers
We work with multiple top-rated carriers to compare plans and find options that best match your needs.
Local Expertise
We understand the specific needs of Midwest seniors and stay current on regional plan changes and resources.
Ongoing Support
Our relationship doesn't end after enrollment. We're here for reviews, questions, and changes as your needs evolve.
No Cost to You
Our services are completely free to you. We're compensated by the insurance carriers, not our clients.
Meet Our Team

Real people, ready to help you make confident decisions.

A shared commitment to serving seniors with care, clarity, and honesty.

Troy Bader, President
Troy Bader
President
About TroyHide Bio

A native of Wolsey, South Dakota, Troy Bader has dedicated over two decades to the insurance industry. After graduating from the University of South Dakota in 2000 with a degree in Business, Troy began his professional journey in Omaha, Nebraska in 2003 before establishing Midwest Division Insurance Agency in 2009. Specializing in senior-market insurance with a focus on Medicare and Final Expense planning, Troy has grown the agency from Sioux Falls with a commitment to helping clients navigate complex coverage options with clarity and care.

Derrick Kok, Regional Sales Manager
Derrick Kok
Regional Sales Manager
About DerrickHide Bio

Hailing from Geddes, SD — a town with a population of less than 300 — Derrick learned early on the value of community and connection. With over a decade of experience as a licensed health insurance agent, he has dedicated himself to serving clients with passion and dedication. Married with two incredible kids, Derrick brings the same care and commitment to his clients that he does to his own family. A die-hard sports fan and golf enthusiast, he approaches every day with enthusiasm, integrity, and a commitment to making a positive difference.

Deanna Bader, Office Manager
Deanna Bader
Office Manager
About DeannaHide Bio

Originally from Wolsey, South Dakota, Deanna Bader brings decades of organizational expertise to the agency. She has mastered accounting, bookkeeping, and high-level administrative operations throughout her career. Deanna has been a cornerstone of Midwest Division Insurance Agency since its very first day — joining her son Troy at the agency's inception, she has played a vital role in building the firm from the ground up. Outside the office, she is an avid reader who cherishes every moment with her family, especially her grandchildren.

Joe Salisbury, Life and Health Insurance Specialist
Joe Salisbury
Life & Health Insurance Specialist
About JoeHide Bio

Growing up in Wolsey, South Dakota — home of the first Sears and Roebuck store — Joe brings a unique pride in his hometown's heritage to everything he does. Now in his ninth year in the health and life insurance industry, Joe finds immense satisfaction in helping clients navigate the complexities of insurance. A sports enthusiast, home audio professional, and avid outdoorsman, Joe loves hitting the water on weekends and volunteering at local sporting events. He approaches every day with enthusiasm, dedication, and a willingness to make a positive impact.

Zak Wallner, Area Service Manager
Zak Wallner
Area Service Manager
About ZakHide Bio

Originally from Amherst, Wisconsin, Zak Wallner moved to South Dakota in 2013 to attend the University of Sioux Falls, where he excelled as a standout baseball pitcher and earned induction into the Hall of Fame. He transitioned into the insurance industry in 2020, joining Midwest Division Insurance Agency and developing a deep passion for helping clients navigate Medicare and life insurance. When he isn't assisting clients, Zak plays semi-professional baseball and enjoys fishing and camping across the region.

Rasheed Hodge Jr., Life and Health Insurance Specialist
Rasheed Hodge Jr.
Life & Health Insurance Specialist
About RasheedHide Bio

Born in Plantation, Florida and proud to call Brandon, South Dakota home since third grade, Rasheed brings a powerful personal story to his work. Before insurance, he worked in construction for five years — until a serious on-the-job accident changed everything. A 40-foot header fell on him, nearly costing him his life. That experience deepened his appreciation for life and the critical importance of having protection through life's unexpected moments. Today, Rasheed is passionate about helping clients — including people just like his beloved GMA Violet — protect what matters most.

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