October is Cybersecurity Awareness Month, coinciding with Medicare's Annual Enrollment Period. It's a critical time to be vigilant as scammers become more active. Recognizing the vulnerability many feel during this time, we're here to provide a practical guide to protect you and your loved ones from scams.

Understand Common Scam Tactics

Be alert for red flags such as unsolicited offers for “free” medical equipment or tests in exchange for your Medicare number. Beware of threats about an expiring Medicare card or plan and avoid high-pressure sales tactics.

Be Cautious with Unexpected Contact

Remember, Medicare will never contact you through calls, texts, or emails to request personal details or payments. If you receive any suspicious messages, make sure to hang up, delete, and report them immediately.

Strengthen Your Digital Defenses

Maintain strong, unique passwords, enable Multi-Factor Authentication, install antivirus software, and apply security patches regularly. Avoid clicking on suspicious links to protect your data.

Be Mindful on Social Media

Limit the personal information you share online. Innocent-looking quizzes or posts can be data traps used to breach accounts or guess answers to security questions.

Know How to Respond

If you encounter suspicious activity, follow these steps: hang up on dubious callers, block and report scam messages, steer clear of unknown visitors, thoroughly review Medicare notices, and report fraud. The hotline 1-800-MEDICARE and your local Senior Medicare Patrol are valuable resources.

By staying vigilant, you can protect your personal and financial information. Remember, help is available from Medicare and trusted advisors. Don't hesitate to reach out if you have questions or need guidance during the Annual Enrollment Period.