# Midwest Division Insurance Agency

> Midwest Division Insurance Agency is a family and veteran-owned independent Medicare insurance brokerage based in Sioux Falls, South Dakota, serving seniors since 2009. Licensed in South Dakota, Iowa, Nebraska, and North Dakota, the agency represents over 40 carriers and helps 1,500+ clients compare and enroll in Medicare and related coverage at no cost. As an independent brokerage, Midwest Division compares plans across companies rather than selling one company's products.

## Contact and Location

- Address: 3701 W 49th St, Ste 203, Sioux Falls, SD 57106
- Phone: (605) 274-7420
- Email: info@midwestdivision.com
- Hours: Monday to Friday, 8:00 AM to 5:00 PM Central
- Appointments available in-office, in-home, and by phone or virtual meeting

## Medicare

- [Medicare Overview](https://www.midwestdivision.com/medicare): Guidance on Medicare Parts A, B, C, and D for seniors in the Sioux Falls area and across the upper Midwest.
- [Medicare Supplement (Medigap)](https://www.midwestdivision.com/medicare-supplement-insurance): Medigap plans that cover the gaps left by Original Medicare, compared across 40+ carriers. Covers Plan G, Plan N, and other options.
- [Medicare Advantage (Part C)](https://www.midwestdivision.com/medicare-advantage): Medicare Advantage plans that bundle hospital, medical, and often prescription drug coverage, compared side by side by network, benefits, and cost.
- [Medicare Prescription Drug Plans (Part D)](https://www.midwestdivision.com/prescription-drug-plans): Standalone Part D drug plan comparison matched to a client's actual medication list.
- [Starting Medicare at 65](https://www.midwestdivision.com/starting-medicare-at-65): Enrollment timelines, penalties to avoid, and plan choices for people turning 65.
- [Medicare 101](https://www.midwestdivision.com/medicare-101): Plain-language explanation of how Medicare works.
- [Dental, Vision, and Hearing Plans](https://www.midwestdivision.com/dental-vision-hearing-plans): Coverage for routine care that Original Medicare does not include.

## Life and Supplemental Insurance

- [Life Insurance](https://www.midwestdivision.com/life-insurance): Term and whole life insurance for seniors and families.
- [Final Expense Insurance](https://www.midwestdivision.com/final-expense-insurance): Burial and final expense coverage to protect families from funeral and end-of-life costs. Simplified underwriting available.
- [Supplemental Health Insurance](https://www.midwestdivision.com/supplemental-health-insurance): Cancer, heart attack, stroke, accident, and hospital indemnity plans that pay cash benefits directly to the policyholder.
- [Long-Term Care Plans](https://www.midwestdivision.com/long-term-care-plans): Coverage for extended care needs not covered by Medicare.
- [Additional Insurance](https://www.midwestdivision.com/additional-insurance): Overview of supplemental coverage options beyond Medicare.

## Company

- [About](https://www.midwestdivision.com/about): The agency's story, values, and licensed local team led by owner Troy Bader.
- [Contact](https://www.midwestdivision.com/contact): Office location, hours, and ways to reach a licensed local agent.
- [Blog](https://www.midwestdivision.com/blog): Articles on Medicare enrollment, plan comparisons, and senior insurance topics.
- [What's New](https://www.midwestdivision.com/whats-new): Recent updates and announcements.

## Compliance

Midwest Division Insurance Agency is not connected with or endorsed by the U.S. government or the federal Medicare program. The agency does not offer every plan available in a given area; information provided is limited to the plans it represents. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE.